Terms of Use for Johnnie Fleming, NMLS #1177346 – NEXA Mortgage
Terms of Use
Last Updated: [11/06/25]
Welcome to Johnnie Fleming, NMLS #1177346 – NEXA Mortgage (“we,” “our,” or “us”). By accessing or using our website [yourwebsite.com] (“Site”), you agree to comply with and be bound by these Terms of Use (“Terms”). Please read them carefully before using our Site.
If you do not agree with these Terms, please do not use our Site.
1. Use of Our Website
Our Site and its content are provided for general informational purposes only. You may use the Site only for lawful purposes and in accordance with these Terms.
You agree not to:
Use the Site in any way that violates applicable laws or regulations
Attempt to gain unauthorized access to any portion of the Site
Use any automated system (such as bots or scrapers) to access the Site
2. No Financial or Legal Advice
All information on this Site is provided for general informational purposes. It should not be considered financial, legal, or professional advice.
Please consult with a licensed professional before making any financial or real estate decisions.
3. Intellectual Property Rights
All text, graphics, logos, and other content on this Site are owned by or licensed to Johnnie Fleming, NMLS #1177346 – NEXA Mortgage and are protected by copyright, trademark, and other laws.
You may not copy, reproduce, or distribute any content from this Site without our prior written permission.
4. Links to Third-Party Sites
Our Site may contain links to third-party websites for your convenience. We do not control or endorse those sites and are not responsible for their content, policies, or practices. Accessing those sites is at your own risk.
5. Disclaimer of Warranties
We make no warranties or representations about the accuracy or completeness of the Site’s content.
Your use of the Site is at your sole risk. The Site and its materials are provided “as is” and “as available,” without warranties of any kind, express or implied.
6. Limitation of Liability
To the fullest extent permitted by law, Johnnie Fleming, NMLS #1177346 – NEXA Mortgage and its affiliates will not be liable for any damages arising out of or related to your use of the Site. This includes, without limitation, indirect, incidental, or consequential damages.
7. Privacy
Your use of our Site is also governed by our Privacy Policy, which explains how we collect and use your information. Please review it carefully.
8. Changes to These Terms
We may update or revise these Terms from time to time without notice. The updated version will be posted on this page with a new “Last Updated” date. Your continued use of the Site after changes means you accept the revised Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.
10. Contact Us
If you have any questions about these Terms, please contact us:
Johnnie Fleming, NMLS #1177346 – NEXA Mortgage
Email: [email protected]
Phone: (602) 574-5563
Website: LoansWithTableTheory.com
Disclaimer: Johnnie Fleming, NMLS #1177346 – NEXA Mortgage ("LD," "We," "Us," "Our") is exempt from mortgage and NMLS licensing for the states we lend in. Our loan products require a business purpose, and the property must be used as a non-owner-occupied investment property, also known as a rental property. Our rates, loan terms, and loan conditions are only offered to qualified borrowers, and may vary based on loan product, credit score, real estate investment experience, deal structure, property state, and several other applicable considerations. Our rates, loan terms, and quotes, are subject to change daily, at any time, with or without notice. Loans requiring less documentation may result in a higher interest rate and higher annual percentage rate ("APR").
© Copyright 2025. Johnnie Fleming, NMLS #1177346 – NEXA Mortgage. All rights reserved.