Refinance A Home

At NEXA Lending, we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.

Why Refinance Your Mortgage?

1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.

2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.

3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.

Our Process:

1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.

2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.

3) Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.

4) Closing: We'll be by your side at closing, making sure you understand every detail before you sign.

NEXA Lending is committed to helping homeowners maximize their financial potential. If you're considering refinancing, get in touch with us today to schedule a consultation and explore your options.

What type of property are you refinancing?
Estimate your credit score
What year did you purchase your home?
Is this your first property purchase?
How will this property be used?
What kind of rate do you prefer?
Do you have a second mortgage?
What is your employment status?
Bankruptcy, short sale, or foreclosure in the last 3 years?
Can you show proof of income?
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Disclaimer: Johnnie Fleming, NMLS #1177346 – NEXA Mortgage ("LD," "We," "Us," "Our") is exempt from mortgage and NMLS licensing for the states we lend in. Our loan products require a business purpose, and the property must be used as a non-owner-occupied investment property, also known as a rental property. Our rates, loan terms, and loan conditions are only offered to qualified borrowers, and may vary based on loan product, credit score, real estate investment experience, deal structure, property state, and several other applicable considerations. Our rates, loan terms, and quotes, are subject to change daily, at any time, with or without notice. Loans requiring less documentation may result in a higher interest rate and higher annual percentage rate ("APR").

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