Refinance A Home

At NEXA Lending, we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.

Why Refinance Your Mortgage?

1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.

2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.

3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.

Our Process:

1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.

2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.

3) Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.

4) Closing: We'll be by your side at closing, making sure you understand every detail before you sign.

NEXA Lending is committed to helping homeowners maximize their financial potential. If you're considering refinancing, get in touch with us today to schedule a consultation and explore your options.

What type of property are you refinancing?
Estimate your credit score
What year did you purchase your home?
Is this your first property purchase?
How will this property be used?
What kind of rate do you prefer?
Do you have a second mortgage?
What is your employment status?
Bankruptcy, short sale, or foreclosure in the last 3 years?
Can you show proof of income?
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Disclaimer: Johnnie Fleming, NMLS #1177346. NEXA Mortgage LLC, Corporate NMLS #1660690. AZMB – 0944059.
Corporate Address: 5559 S Sossaman Rd, Bldg #1 Ste #101, Mesa, AZ 85212.

NEXA Mortgage LLC is an Equal Housing Lender.
NMLS Consumer Access: https://nmlsconsumeraccess.org/
This website and its content are for informational purposes only and do not constitute an offer to lend or a commitment to lend. Loan approval is subject to credit approval, underwriting, and program guidelines. Rates, terms, and fees are subject to change without notice and may vary based on loan program, borrower qualifications, and property characteristics.

© Copyright 2026. Johnnie Fleming, NMLS #1177346 – NEXA Mortgage. All rights reserved.